Bank of India Credit Officer Recruitment 2025

BOI Credit Officer Bharti 2025 – Complete Overview

Bank of India (BOI), jo ek leading Public Sector Bank hai, ne Credit Officer (GBO Stream) ke liye 514 vacancies ka official notification release kar diya hai. Ye recruitment Middle aur Senior Management Grade (MMGS-II, MMGS-III & SMGS-IV) ke liye hai, jo experienced banking professionals ke liye ek golden career opportunity hai.

Agar aapke paas credit handling ka experience hai aur aap ek nationalized bank me stable aur high-paying job chahte ho, to ye vacancy aapke liye perfect ho sakti hai. Online application 20 December 2025 se 05 January 2026 tak open rahegi.

BOI Credit Officer Notification 2025 – Key Highlights

• Bank Name: Bank of India (BOI)
• Post Name: Credit Officer (GBO Stream)
• Total Vacancies: 514
• Job Location: All India
• Salary Range: ₹64,820 se ₹1,20,940 tak
• Apply Mode: Online
• Apply Dates: 20 Dec 2025 – 05 Jan 2026
• Official Website: bankofindia.bank.in

About Bank of India:

Bank of India ki foundation 1906 me hui thi aur iska head office Mumbai me hai. BOI ka network India ke saath-saath foreign countries me bhi kaafi strong hai. Is recruitment ka main aim credit department ko aur strong banana hai.

BOI Credit Officer Vacancy Details 2025

Total 514 posts teen alag-alag scale me distribute ki gayi hain. Candidate sirf ek post ke liye apply kar sakta hai.

Post Name    -   Scale    -   Vacancies 

Credit Officer - SMGS-IV  -  36        

Credit Officer - MMGS-III  - 60        

Credit Officer - MMGS-II  -  418       

Total      -       514

Eligibility Criteria (As on 01.11.2025)

Educational Qualification

• Kisi bhi recognized university se Graduation
• Minimum Marks:
•   General/OBC/EWS: 60%
•   SC/ST/PwBD: 55%

Experience Requirement

• MMGS-II:
• Total 3 saal ka officer-level experience
• Minimum 2 saal ka Credit (MSME/Commercial/Corporate) experience

MMGS-III:

• Total 5 saal ka officer experience
• Minimum 3 saal Credit processing ka experience

SMGS-IV:

• Total 8 saal ka officer experience
• Minimum 5 saal Credit domain me experience

Age Limit

• MMGS-II: 25 – 35 saal
• MMGS-III: 28 – 38 saal
• SMGS-IV: 30 – 40 saal

Age Relaxation:

• SC/ST: 5 years
• OBC: 3 years
• PwBD: 10 years

Salary & Benefits (Pay Scale)

BOI Credit Officers ko bahut attractive salary package milta hai:

• MMGS-II: ₹64,820 – ₹93,960
• MMGS-III: ₹85,920 – ₹1,05,280
• SMGS-IV: ₹1,02,300 – ₹1,20,940

Extra Benefits:

Basic salary ke alawa DA, HRA / Leased Accommodation, CCA, Medical Benefits, NPS, Gratuity aur Leave Encashment jaise perks bhi milte hain. Overall CTC kaafi high hota hai.

Selection Process – Kaise Hoga Selection?

Stage 1: Online Written Exam (Agar applicants zyada hue)

• English Language – 25 Questions (Qualifying)
• Reasoning – 25 Questions
• Quantitative Aptitude – 25 Questions
• Professional Knowledge – 75 Questions (Most Important)

Exam Duration: 120 minutes

Negative Marking: 0.25 mark per wrong answer

Stage 2: Personal Interview

Online exam qualify karne ke baad candidates ko interview ke liye bulaya jayega. Final merit Online Exam + Interview (70:30) ya sirf Interview ke basis par banegi.

BOI Credit Officer Apply Online – Step by Step

1. Bank of India ki official website open karein

2. “Career” section me jaakar Credit Officer Recruitment link par click karein

3. “New Registration” par click karein

4. Basic details bhar kar Registration Number & Password generate karein

5. Login karke form complete karein

6. Photo, Signature, Thumb Impression & Handwritten Declaration upload karein

7. Application fee online pay karein

8. Final form submit karke print/save kar lein

Important Dates

• Notification Release: 17 December 2025
• Apply Start: 20 December 2025
• Last Date: 05 January 2026
• Eligibility Cut-off Date: 01 November 2025
• Exam Date: Baad me notify hogi

Application Fee

• General / OBC / EWS: ₹850/-
• SC / ST / PwBD: ₹175/-
• Payment Mode: Online Only

Important Links

Official Notification: Download PDF

Apply Online: Click Here

Official Website: Bank of India

Conclusion:

Agar aap ek experienced banking professional ho aur credit field me apna career aur grow karna chahte ho, to Bank of India Credit Officer Recruitment 2025 aapke liye ek excellent chance hai. Last date ka wait na karein aur time par apply karein.